Zuto&pos s staff will always try to obtain the best deal for you based on all your circumstances.
Due to the many factors involved in vehicle finance companies making their decision, Zuto can&pos t guarantee being able to obtain a loan at the quoted rates/prices. Please note that your personal finance example and monthly repayment are designed to give you an indication of how much you may expect to pay for your loan.
*Subject to meeting the terms and conditions of our lending panel add I currently have a car with outstanding finance on it.This is especially true if you’ve taken the finance over a period of five years. Zuto understands that there could be lots of reasons why you might need to change your vehicle before your car finance payments are complete. Read more in Do I have to pay any money upfront to the dealer? Yes, it is possible for Zuto to help you get a new car, even if you have finance left to pay on your old one. For example, some lenders will only accept a car for finance if it’s under 10 years old, or if it has less than 100,000 miles on the clock.
#Finance calculator for cars full
Full approval depends on your personal circumstances and the car you want to buy meeting the specific criteria of the lender. This is because when you first apply for finance, you’re only pre-approved. Something else Zuto will do is check whether the car you have chosen meets the lenders criteria for full approval. So, it’s useful to make sure you know what it is you’re paying, before you hand over any cash. However, some dealers may ask for a holding deposit or deposit, and these may not be refundable. This should be refundable once the sale is completed. If you find a car you want, and you’d like the dealer to take it off sale, you’ll probably have to pay a holding fee.
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